Lightning Damage Claims:
Expert Loss Assessor for Power Surges & Structural Loss
Lightning Damage Claims: Expert Loss Assessor for Power Surges & Structural Loss
A lightning strike or resulting power surge is one of the most destructive and deceptive home insurance claims. Damage is often hidden—from cracked chimney stacks and damaged roof tiles to completely fried electrical systems—and is frequently undervalued by insurers.
As independent Public Loss Assessors, we handle the entire lightning damage claim process. We ensure that no hidden damage is left undiscovered and that you receive your full entitlement under your policy.
We manage the technical negotiations with the insurance company’s loss adjuster across Dublin, Galway, Limerick, and Nationwide. Our expertise ensures your building is safe and your electrical components are fully restored or replaced.
Claims Assist is Regulated by the Central Bank of Ireland.
Call our lightning claim specialists today on 0818 929 555 for a free site inspection.
Why You Need a Specialist Assessor Immediately
Homeowners often miss the full extent of a lightning loss. We specialise in identifying and valuing damage that your insurer’s appointed loss adjuster frequently overlooks, ensuring a successful lightning damage insurance claim.
Structural & Physical Impact
We survey for micro-fractures, split masonry, and structural damage to your property. We ensure all physical damage is recorded, including:
- Chimney Damage: Surveying for split bricks, dislodged mortar, Chimney CCTV Survey for cracked flue liners or collapse caused by the strike’s explosive force.
- Roof and Wall Damage: Identifying entry and exit points, fractured slates, and damage to the underlying roof structure.
- Cracked Concrete/Masonry: Assessing all fissures and weaknesses in walls and foundations caused by the shockwave.
Policy Pitfalls & Claim Causation
We clarify the critical difference between lightning-induced surges (usually covered) and network-related surges (often excluded).
We investigate whether your loss qualifies under Accidental Damage cover, challenging the insurer’s attempts to minimise or exclude your complex claim, maximizing your payout entitlement.
Electrical & Power Surge Damage
We document non-visible losses to valuable systems that are frequently undervalued in a power surge damage claim:
- Appliance & Electronics Failure: Full valuation for damaged TVs, computers, white goods, and high-value domestic electronics.
- System Controls: Assessment of irreparable damage to your heating controls, alarm systems, electric gates, and smart home systems.
- Internal Wiring: Liaising with certified electricians to prove causation and quantify the replacement cost of compromised wiring and fuse boxes.
📞 Don’t Let Hidden Damage Cost You: Call Us First.
We survey the full scope of loss, negotiate with your insurer, and manage all specialist reports—from causation surveys to full replacement costs.
Call your regional claims hub today for a free, no-obligation consultation:
- National Claims Hub: 0818 929 555
- Galway Claims Hub: (091) 734090
- Dublin Claims Hub: (01) 539 4700
- Limerick Claims Hub: (061) 970 003