Fire damage to your home is a traumatic experience. Once the fire brigade leaves, the stress of dealing with insurance companies begins. At Claims Assist, our expert fire damage loss assessors in Limerick specialize in managing your claim from start to finish to ensure you receive your full entitlement.
Primary vs. Secondary Fire Damage
Most homeowners only look at the burn marks, but an expert knows where the real costs lie:
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Primary Damage: Direct damage caused by flames to the building and contents.
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Secondary Damage: Often the most expensive, this includes corrosive smoke particles, soot, and water damage from extinguishing the fire.
Secondary damage is difficult for an amateur to prove. Without a professional assessment, insurance companies often ignore hidden smoke damage, leaving you with a property that still smells of soot long after repairs are done.
Why You Need a Loss Assessor in Limerick
Your insurance company will appoint a Loss Adjuster. It is important to remember: The Adjuster works for the insurance company, not you. Their goal is to minimize the payout.
As your Independent Loss Assessor, we level the playing field. We represent your interests, not the insurer’s profits.
How Claims Assist Manages Your Fire Claim:
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Report the Claim: We notify your insurer immediately and handle all communications.
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On-Site Meetings: We meet the insurance adjuster at your property to agree on the full extent of repairs.
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Detailed Costing: We compile a comprehensive “Scope of Works” including professional construction rates.
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Negotiation: Our assessors undertake detailed negotiations to secure your maximum payout.
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Final Settlement: We monitor the claim until your settlement cheque is in your hand.
What About Fees?
We work on a performance-based fee (typically 10% + VAT). Because of our in-depth knowledge of construction costs and policy small print, we consistently achieve settlements far higher than homeowners could negotiate alone. In most cases, our service more than pays for itself.
Trusted by 179+ Five-Star Reviewers
Join the hundreds of happy homeowners who trusted Claims Assist during their most difficult moments.
“We had a horrible fire. Claims Assist arrived within hours, arranged a place for us to stay, and handled the insurance company completely. Very happy with our settlement!” – K. Melvin
Don’t face the insurance company alone. Call our Limerick Fire Damage experts today on 061 970 003 for a free consultation.