Dealing with burglary theft and malicious damage can be an overwhelming experience for any property owner. Many homeowners mistakenly believe their insurance policy will automatically cover every cent lost during a break-in. However, this is rarely the case. Between policy excesses and under-insurance clauses, many claimants receive far less than they expect.
As leading home burglary insurance assessors, we represent you—not the insurance company. Specifically, we specialize in managing these complex home insurance claims. We ensure you receive the maximum settlement possible for both your stolen belongings and any physical damage caused to your property.
Why hire an Assessor for Burglary Theft and Malicious Damage?
The insurance company’s loss adjuster will look for reasons to reduce your payout. Consequently, you need an independent professional to handle your claim. Our team in Dublin, Galway, and Limerick assists with:
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Proving Ownership: Helping you compile the necessary documentation for stolen items.
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Malicious Damage Repairs: Ensuring the cost of repairing broken doors, smashed windows, and damaged locks is fully covered.
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Negotiating the Settlement: Dealing with the “Condition of Average” and under-insurance issues.
Protecting Your Home in Dublin, Galway, and Limerick
While long-term trends show a decrease in property crime, the risk remains significant. For example, according to Central Statistics Office (CSO) data, these offences still account for thousands of incidents annually across Ireland. To protect your home, we recommend a proactive approach.
Investing in Monitored Security
A standard alarm is a deterrent, but a monitored alarm system is the gold standard. Furthermore, most insurers offer a discount for professionally monitored systems. This helps your burglary theft and malicious damage claim by proving you took reasonable security measures.
Step 2: Avoid the “Under-Insurance” Trap
Insurance companies apply the “Condition of Average” if they find you are under-insured. Therefore, if your contents are worth €50,000 but you only insured them for €25,000, the insurer may only pay 50% of any claim regarding burglary theft and malicious damage.
Professional Support for Your Insurance Claim
At Claims Assist – Insurance Loss Assessors, we specialize in managing the aftermath of break-ins. We handle the full extent of the loss to your building and contents.
If you have suffered a break-in, do not face the insurance company’s loss adjuster alone. Contact our Dublin, Galway, or Limerick offices today on 0818 929 555 for professional help with your burglary theft and malicious damage insurance claim.
Last Updated: 15th January 2026