Whether its small burst pipe claims or a large house fire, you might be hearing two different terms: Loss Adjuster and Claims Assessor. While they sound similar, the difference between them can determine whether you receive a fair settlement or a low-ball offer from your insurance company.
The Difference: Who Works for You?
When you make an insurance claim, your insurance company will appoint a Loss Adjuster. It is a common misconception that this person is there to help you. In reality, they are employed by the insurance company to protect their financial interests.
A Claims Assessor (also known as a Loss Assessor), on the other hand, is an independent professional hired by you, the policyholder. Our only job is to ensure you get 100% of your entitlement.
How a Claims Assessor Protects Your Interests
Managing an insurance claim is a full-time job involving technical reports, site meetings, and intense negotiations. We take the burden off your shoulders by:
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Accurate Damage Surveying: We use professional equipment to find hidden damage—like moisture behind walls or smoke soot in ventilation—that an insurance adjuster might overlook.
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Policy Interpretation: We know the “small print” and ensure the insurance company doesn’t use technicalities to deny your claim.
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Negotiating the Best Result: We manage all correspondence and negotiations to secure the maximum settlement possible under your policy.
No Win, No Fee Expertise
At Claims Assist, we operate on a “No Win, No Fee” basis for most property claims. This means our service often pays for itself by significantly increasing the final payout you receive from the insurer.
Whether you are dealing with fire, lightning, storm, or burst pipes, don’t face the insurance giants alone. Our Claims Assessors in Galway, Limerick and Dublin can provide nationwide support to homeowners in need.
Talk to a Professional Claims Assessor Today
Don’t settle for less than you deserve. If you have a property damage claim, contact us today for a free, no-obligation consultation.
Call Claims Assist: 0818 929 555